Your 2026 Real Estate Goals Won’t Happen “By Faith” Alone

Every January, I hear some version of the same sentence: “We’re believing this is our year.”

I love that. Truly.

But in real estate, belief without preparation can turn into frustration fast, especially when interest rates shift, inventory is tight, or the home you love gets multiple offers.

So here’s what I’m doing in 2026, personally and professionally: I’m treating faith as the foundation, and preparation as the proof.

Scripture says it clearly:

“Faith by itself, if it is not accompanied by action, is dead.”
James 2:17

That verse isn’t here to discourage you. It’s here to activate you.

In this post, I’m going to share the “stay ready” framework I use with my clients, plus a few personal rhythms I’m focusing on this year, so you can borrow the structure and customize it to your own goals.

Because faith is the starting line. Action is how you cross it.

What does this mean for your 2026 real estate goals?

It means the market rewards readiness, not just good intentions.

Real estate doesn’t respond to vibes. It responds to preparation.

If buying, selling, or investing is on your radar in 2026, the question is not just “Do I want this?”

The better question is: Am I getting ready now so I can move with confidence when the time is right?

I say it like this because it’s true: You don’t have to get ready if you stay ready. When the door opens, you’re not scrambling, you’re simply stepping through.

Why faith still comes first

Faith shapes how you think before you ever see results.

Faith is the foundation because it impacts your confidence, your resilience, and your willingness to keep going when the timeline feels uncertain.

And in real estate, uncertainty is part of the deal. Interest rates move. Markets shift. Deals fall apart. Appraisals surprise us. Inspections bring up things we didn’t expect.

Faith keeps you steady when outcomes aren’t immediate.

But faith is not passive. Faith is not sitting back and hoping the market magically becomes “easy.”

Faith says, “This is possible.”
Action says, “Here’s what I’m doing to prepare.”

The real estate truth nobody likes to hear

Waiting for “perfect timing” usually costs more than preparing early.

A lot of people want clarity before they take a step.

But in real estate, clarity often comes after you start preparing.

When you stay ready, you’re not pressured into decisions, you’re positioned for wise ones.

That’s one of my personal goals this year too, staying ready in my own life, not living in last minute mode, not reacting, but moving intentionally.

If you want help getting clear fast, I made a simple resource you can use in one sitting: my SMART Goal Worksheet. It helps you define the goal, the timeline, and the next action step, so your plan isn’t just floating around in your head.

SMART Goal Worksheet: https://www.canva.com/design/DAGBMQ80D20/KciFIfNzsbo8IgSF9fZTBA/edit?utm_content=DAGBMQ80D20&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

Faith plus action looks like this in 2026 [5 moves]

1. Know your numbers

Whether you’re buying or selling, numbers matter.

For buyers, that means knowing your comfort zone beyond the mortgage payment. It includes insurance, taxes, maintenance, and the reality of life still happening.

For sellers, it means understanding what you’ll net after fees, repairs, concessions, and moving costs, not just what you hope it sells for.

Action step: Write down what “comfortable” looks like financially, then work backward from there. If you don’t know where to start, that’s exactly what a good conversation with a lender or advisor is for.

If you want this organized, use the SMART Goal Worksheet and write the goal as one sentence, then list the first two steps you can take this week.

2. Get educated on the market [so you don’t make emotional decisions]

Education calms anxiety because it replaces guessing with understanding.

In the Tulsa real estate market, neighborhood trends can vary quickly. Price points behave differently. Inventory shifts. Days on market changes. That’s why I consistently share market education, so you can make decisions based on reality, not headlines.

Action step: Commit to one trusted source of market education weekly, even if it’s just 10 minutes.

You can subscribe to my YouTube channel here: https://www.youtube.com/@JenniferMount

3. Build your team early [before you’re in a rush]

I’ve watched people try to assemble their team in the middle of urgency, and it usually creates unnecessary pressure.

A solid team might include:

• a lender who helps you strategize, not just quote rates

• a real estate agent who explains options clearly and protects your interests

• a financial advisor if you’re building long term wealth or investing

• trusted pros for inspections, repairs, or contractor referrals

Action step: If 2026 is your year to move, don’t wait until you find “the one.” Build relationships now so you can move quickly later, without making rushed decisions.

4. Stay ready with structure [because motivation is unreliable]

Structure is not restrictive, it is supportive.

This is a personal one for me too. I’m not relying on January motivation to carry my whole year. I’m building systems that keep me steady when life gets busy.

Tools that help:

• a written plan

• a calendar system you actually use

• weekly check ins

• accountability with trusted people

Action step: Pick one structure tool and commit to it for 30 days. Not forever. Not perfectly. Just consistently.

5. Be patient with the process [legacy is not built overnight]

Real estate is one of the clearest examples of “progress over time.”

Legacy is not built in a single transaction. It’s built through repeated, faithful effort over months and years.

Faith says the future is possible.
Work says you are willing to pursue it.
And when those two come together, momentum follows.

Look back before you look forward

Your 2025 wins are evidence, not accidents.

Before you sprint into new goals, take a moment to recognize what you already carried.

Ask yourself:

• What wins did I experience last year?

• What challenges did I overcome?

• What skills did I strengthen?

• Where did I show resilience, even when things were hard?

Wins are not only financial. Some of the biggest wins are internal.

Showing up when it would have been easier to quit is a win.
Learning from mistakes is a win.
Staying faithful in a difficult season is a win.

Those moments are proof you can grow. They are fuel for 2026.

A legacy reminder

Legacy is not something you leave someday, it is something you live daily.

When you pair faith with action, you model perseverance, discipline, and intentional living for everyone watching.

Your family. Your clients. Your community.

So as this year begins, hold onto faith tightly, and then put your hands to work. That combination has the power to shape your goals, and your legacy.

3-2-1 Recap

3 actions to take this week

• Define your 2026 real estate goal in one sentence

• Do one readiness step [credit check, budget review, pre approval, home prep list]

• Choose one structure tool and use it for 7 days

2 reminders

• Faith is the foundation, action is the proof

• You don’t have to get ready if you stay ready

1 truth

• Momentum follows faithful consistency over time

Resources and next steps

If you want to stay educated on the Tulsa real estate market and make wise decisions in 2026, here are a few ways to stay connected:

• Subscribe on YouTube: https://www.youtube.com/@JenniferMount

• Download the SMART Goal Worksheet: https://www.canva.com/design/DAGBMQ80D20/KciFIfNzsbo8IgSF9fZTBA/edit?utm_content=DAGBMQ80D20&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

• Schedule a complimentary 10 minute chat with me: https://link.cncsdirect.com/widget/booking/2BPftOW1aYttaxdttERz