Is Now Actually the Right Time to Buy or Sell a Home in Tulsa?

If you’ve been watching the headlines lately, you already know they don’t tell the full story. Housing affordability, interest rates, migration patterns, and Midwest momentum are shaping today’s real estate landscape in ways national news rarely captures. And in real estate, the local story always matters more.

That’s why I launched the Live Legacy Now YouTube Channel. It gives you grounded, experience-backed insights right here in Tulsa, while connecting the dots to the larger Midwest market.
Watch the latest episode here:

This week’s episode:
Three forces shaping the Midwest real estate market in 2025, including interest rates, inventory, and lifestyle-driven migration.

Tulsa is right in the center of it all.

Real Stories Behind the Tulsa Real Estate Data

A couple recently moved from Maryland to Tulsa for a job opportunity and lower cost of living. After settling in, their mother listed her Houston home and moved here too, paying cash for her Tulsa property. Three people, three states, one theme, affordability and quality of life still reign as Tulsa’s biggest magnets.

These stories aren’t rare anymore. They’re becoming the norm. And they reveal what’s truly fueling today’s market.

Interest Rates and Housing Affordability in Tulsa, OK

Yes, rates are loud. They dominate every headline and every conversation. But timing the “perfect” rate is as practical as timing the stock market.

My rule of thumb is simple, if you find the home that aligns with your lifestyle and your long-term goals, buy it now. Refinance later if rates soften. The equity and enjoyment you gain will outlast short-term fluctuations.

Tulsa continues to deliver strong value compared to coastal metros. Buyers coming from Phoenix, Maryland, Houston, and California repeat the same line, I get more space, more amenities, and more joy for my money here.

One California client sold a home there and bought two homes here. When price aligns with purpose, rates become a factor, not a barrier.

Freddie Mac National Mortgage Rate Trends
https://www.freddiemac.com/pmms

Tulsa Housing Inventory and New Construction Momentum

While many cities are still battling tight inventory, Tulsa buyers have breathing room.
Average days on market sits around 31, which gives buyers time to compare homes confidently.

New construction in Tulsa and the surrounding suburbs is thriving. Builders like Simmons Homes and Glen Wood Homes are offering incentives that buyers didn’t see a few years ago, including temporary interest rate buydowns or up to $20,000 in closing credits.

Just last week, a Seattle relocation client toured 21 homes under $350,000. Everything from new builds to move-in-ready resales. Tulsa’s market isn’t about settling, it’s about options.

National Association of Home Builders Midwest Trends
https://www.nahb.org/news-and-economics/housing-economics

Migration and Lifestyle Shifts

The biggest movement right now isn’t financial, it’s emotional.
It’s lifestyle-driven migration.

People are choosing where they want to live based on joy, community, affordability, and balance. Tulsa Remote amplified national awareness, but lifestyle migration was already happening years before.

Walkable neighborhoods like Brookside, Midtown, and Florence Park attract those craving city energy.
Suburbs like Bixby, Jenks, and Owasso appeal to families prioritizing schools, space, and new construction.

Quality of life matters. Community matters. The “joy factor” has become part of the buyer criteria.

Redfin U.S. Migration Report
https://www.redfin.com/news/housing-migration-trends

Midwest: Why Tulsa Is A Great Choice for Relocation Buyers

Tulsa stands out for three reasons.

• Affordability that stretches a buyer’s dollar

• Inventory that creates opportunity without chaos

• Lifestyle and community that make people want to stay

If you’re exploring homes for sale in Tulsa in 2025, you’ll find more than real estate. You’ll find a movement of people choosing the life they want to build.

Message for Tulsa Buyers and Sellers in the 2025 Market

For buyers:
Stop chasing the perfect market. Start prioritizing the perfect fit for your life.

For sellers:
Tulsa’s livability and price point make your home attractive to both local and out-of-state buyers. Highlight the lifestyle your home offers just as much as the features.

Sell Your Home in December - Here's Why

December is one of real estate’s best kept secrets. The buyers in the market right now are serious, focused, and ready to move. Many families visiting Tulsa for the holidays explore neighborhoods, tour open houses, or begin their relocation plans while they’re in town.

Homes show beautifully this time of year. And with less competition, well-prepared listings stand out even more.

Questions People Are Asking

Will mortgage rates drop again in 2025?

Is it smarter to buy new construction or resale?

Is remote work fueling more Tulsa relocation?

Which neighborhoods are rising fastest?

How do I know if renting or buying is right for me?

I’ll be answering each of these in upcoming posts.

3-2-1 Takeaway: Moving to Tulsa

3 Things You Learned:

• Interest rates influence affordability but shouldn’t dictate your life plans.

• Inventory in Tulsa gives buyers leverage instead of pressure.

• Lifestyle migration continues to fuel Midwest growth.

2 Things to Reflect On:

• Am I waiting for the “perfect” market?

• Which lifestyle features matter most to me?

1 Thing To Do:

• Reach out to a trusted local expert. Let’s build a plan aligned with your goals and season of life.

Tulsa is Leading National Trends in Real Estate

Tulsa isn’t following national trends, it’s leading them.
Affordability, community, and legacy-centered living continue to make this city one of the most compelling housing markets in the country.

If you’re wondering whether this is the right time to buy or sell, call me at 918. 671.6836 or visit LRAHomes.com.
Let’s talk about your goals and build a strategy that helps you Live Legacy Now.